From 2027, a higher minimum wage will raise the amounts exempt from bailiff seizure
The minimum wage will rise from January 1, 2027, and the amounts that cannot be seized during enforcement proceedings will be raised along with it. The lowest-earning debtors will keep more money in their accounts.

Lukasz Radziejewski · Unsplash License
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In short
- From 1 January 2027, the minimum wage for work will increase.
- The increase will raise the amounts protected from seizure by a bailiff.
- Debtors with the lowest incomes will feel it the most.
- The specific new amounts have not yet been given in the materials.
What is changing
From 1 January 2027, the minimum wage for work will be raised. The change will also affect the amounts protected from enforcement, meaning the part of a debtor's income that a bailiff cannot seize (Teraz komornik nie będzie mógł tego zabrać. Dobra wiadomość dla dłużników 2.11.2026 – msn.com).
The specific amount of the new minimum wage or the new amount free from seizure is not given in the materials, so we do not state it here. The value will be set by a separate implementing act, and the exact figures should be checked once it is announced.
Who this affects
The increase covers people whose income is subject to wage enforcement, that is, debtors employed under an employment contract or receiving other benefits subject to seizure. The lower the salary, the larger the share of earnings that stays with the debtor.
Why the amounts are rising
The amount free from seizure is linked to the minimum wage. When the minimum wage rises, so does the part of income that remains untouched by a bailiff. For the debtor, this means a larger sum for current expenses such as rent, food, or bills.
What next
Debtors subject to enforcement proceedings should check how the new minimum wage amount will affect the amount seized from their pay. The calculation depends on the specific income and the size of the debt, so if in doubt it is worth contacting a bailiff or a legal adviser.
Read also
- Płaca minimalna od 2027 roku: 4950 zł brutto, o 144 zł więcej niż dotąd
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