In brief

• A new loan under the FENG programme finances digitalisation, modernisation of production and the circular economy in companies.
• The loan amount ranges from 2,500,000 to 15,000,000 PLN, and the preferential interest rate is 0.5% per year.
• PARP invites entrepreneurs to meetings on the financing rules, and the Industrial Development Agency has joined the programme with a pool of PLN 150 million.

Loans for digital and green investments

The Polish Agency for Enterprise Development has introduced, within FENG, an instrument supporting larger projects of companies related to digitalisation, modernisation of production, the circular economy and sustainable development (Podwójna transformacja, podwójna korzyść. Nowa pożyczka na cyfrowe i zielone zmiany w firmie – Portal Funduszy Europejskich) (Pożyczki na cyfrową i zieloną transformację przedsiębiorstw. - Nowe Dotacje Unijne 2021-2027 – nowedotacjeunijne.eu). Financing is provided through selected Financing Partners, not directly by PARP. Companies of any size, from micro to large, from across the country may use the loan.

Financing conditions

The preferential interest rate is 0.5% per year, provided that the requirements of the applicable state aid regime are met. Digital and green elements may be combined within a single investment. Part of the capital may be written off in the form of a conditional grant (ARP przygotowuje 150 mln zł na zieloną i cyfrową transformację… – kanalgefmo.pl).

Funding pool

The Industrial Development Agency has joined the programme with a pool of PLN 150 million. The agreement was announced on 19 October.

Series of meetings for entrepreneurs

PARP invites companies to meetings during which it will present an introduction to digitalisation and green transformation, and the rules for granting loans (Cykl spotkań dla przedsiębiorców. Podwójna transformacja, podwójna korzyść. Nowa pożyczka na cyfrowe i zielone zmiany w firmie. – PARP). The programme also includes presentations by experts and representatives of Financing Partners, who assess applications. At the end, time is set aside for questions and consultations. Detailed dates and venues of the meetings are published by the agency in its announcements.

What next

An entrepreneur who wants to use the loan starts by preparing the investment project and its documentation. It is also worth checking the savings resulting from the investment in a less favourable scenario, because a conditional grant is not a certain income.

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