New funds for digital and green investments

• ARP joins the PARP loan program with a pool of 150 million PLN for digital and green investments.
• Loans from FENG range from 2.5 to 15 million PLN, provided by financing partners.
• Part of the capital may be forgiven as a conditional grant after achieving investment goals.

The Polish Agency for Enterprise Development manages the instrument funded by the European Funds for the Modern Economy for the years 2021–2027. Support is directed towards larger projects related to the digitization of companies, the implementation of Industry 4.0 solutions, and the circular economy. Funds are not disbursed directly from PARP. They are provided by selected financing partners, and one investment can combine both digital and green components (Cycle of meetings for entrepreneurs. Double transformation, double benefit. New loan for digital and green changes in the company. – PARP).

Amounts and conditions

The loan can range from 2,500,000 to 15,000,000 PLN. The preferential interest rate is 0.5% per year, but it only applies if the company meets the requirements of the appropriate public aid regime. Enterprises that do not meet these requirements can expect financing on market terms.

Additional pool from ARP

The Industrial Development Agency has joined the program, allocating 150 million PLN for this purpose. The agreement with PARP was announced on October 19 (ARP prepares 150 million PLN for green and digital transformation… – kanalgefmo.pl). Part of the capital may be repaid as a conditional grant, which means its forgiveness after achieving the planned investment goals.

Who and what for

Support is intended for companies of various sizes, not just the largest market players. The aim is to reduce energy and raw material consumption in production, modernize the machinery park, and automate processes. Savings resulting from digitization can additionally lower current operating costs.

What to pay attention to

Low interest rates require meeting certain conditions, and the conditional grant is not a guaranteed income, as it depends on the project's implementation. Preparing the application usually starts with a detailed description of the investment and a forecast of savings, which should also be analyzed in a less favorable scenario. Information about applications and the selection of financing partners can be found on the PARP website and in the program description on the New EU Grants portal.