In brief

• PARP is organizing free meetings on loans for digitalization and the circular economy.
• Loans range from 2.5 to 15 million PLN, and part of the capital may be repaid through a conditional grant.
• Preferential interest applies only to companies meeting the public aid requirements.
• Before submitting an application, it is worth preparing project documentation and calculating savings.

Cycle of meetings for companies

The Polish Agency for Enterprise Development invites entrepreneurs to a series of meetings devoted to a new financing instrument. The program concerns investments in digitalization and the circular economy, i.e. among others production automation, IT systems, reducing the consumption of raw materials, and circular models (Nabory i dotacje dla firm: 2–8 listopada 2026 r. – FEM, PARP, Horyzont Europa – kompozyty.net) (500 mln zł czeka na innowacyjne projekty. PARP otwiera nabór do „Ścieżki SMART B+R”! – PARP). At the meetings, participants are to hear about the rules for granting loans and talk with representatives of the banks that assess applications. Time for questions and individual consultations is also planned.

Who can benefit

Companies of all size categories, from micro to large, operating across the country may use the loan fund. Loans are not granted by PARP; they are provided by selected Financing Partners. A single project may combine a digital part and a green part (Ponad 112 mln zł na rozwój kompetencji dorosłych. PARP publikuje wyniki naboru „Pilotaż Indywidualnych Kont Rozwojowych (IKR)” – PARP).

Amounts and conditions

The value of loans falls within the range of 2.5 to 15 million PLN. Part of the capital may be repaid through a conditional grant, which is not a guaranteed income for the company. The preferential interest rate reaches 0.5% per year, but only for companies meeting the requirements of the applicable public aid regime. Other enterprises may count on financing on market terms.

Pool of funds

PARP is preparing a pool of approximately 150 million PLN for the green and digital transformation of companies (Osiem projektów EDIH z rekomendacją dofinansowania. Ponad 76,4 mln zł na rozwój cyfrowy przedsiębiorstw – PARP). A loan may be combined with other funding sources for the same investment only if the rules of the individual programs allow it, and the total public aid remains within the permissible limits.

What next

Before a company submits an application, it should prepare project documentation and calculate the savings from the investment, including in a cautious scenario. PARP publishes the dates of meetings and registration on its website.

Read also

• Pożyczki dla przedsiębiorstw: Finansowanie do 15 mln zł przy niskim oprocentowaniu