In brief

• BNP Paribas Bank Polska rebuilt its position in loans to small and medium-sized enterprises in the third quarter.
• The loan portfolio grew by 8% year on year.
• The bank attracted a net increase of over 200 thousand retail customers in the first three quarters of the strategy.

Rebuilding in the enterprise segment

BNP Paribas Bank Polska rebuilt its position in loans to small and medium-sized enterprises in the third quarter. The bank's president, Przemek Gdański, said that growth quarter on quarter exceeding 5% offers good prospects for the future (BNP Paribas BP ocenia, że wzrost w kredytach dla MŚP jest dobrym prognostykiem na przyszłość – bankier.pl). As the bank reported, the loan portfolio grew by 8% year on year, and the increase covered all types of loans and customer subsegments.

Companies willing to invest

In the corporate loan market, the bank observes that companies want to invest. At the same time, according to Gdański, a certain caution in making decisions is also visible.

Retail customers and mortgages

Gdański emphasized that the bank is pleased with acquiring individual customers. After three quarters of the first year of a five-year strategy, the bank attracted a net increase of over 200 thousand customers, and the strategic goal is an additional one million net retail customers by 2030. BNP Paribas intends to remain in the mortgage loan market, but will not pursue an aggressive pricing policy in this segment.

Also read

• PKO BP chce utrzymać dwucyfrowy wzrost kredytów także w kolejnych kwartałach