In brief

• PKO BP is starting to update its strategy, which will be extended to 2030.
• The bank is achieving its existing goals faster than it had assumed, so it is raising its level of ambition.
• By 2030, PKO BP wants to hold 30% of the retail market and 20% of the corporate market, and it will present the details in spring 2027.

Pace of achieving goals

PKO Bank Polski has concluded that its current assumptions are already being met faster than originally planned (PKO BP zaktualizuje swoją strategię. Powód? Realizuje cele szybciej, niż planował – Rzeczpospolita). Bank's president Szymon Midera announced on Thursday that the process of updating the strategy is beginning and the plan's horizon will be extended to 2030 (PKO BP rozpoczyna proces aktualizacji strategii. "Chcemy podnieść poziom ambicji" – wnp.pl).

New ambitions

The bank wants to raise its level of ambition. According to the president's announcement, the business targets in the new strategy are to be more demanding. By 2030, PKO BP intends to reach a 30% share of the retail market and a 20% share of the corporate market.

When we will learn the details

The bank will present the details of the new assumptions in spring 2027. Until then, the management board will be developing the directions of change, and the market will receive concrete figures only at that point.

What it means for businesses

For entrepreneurs, the change in strategy at Poland's largest bank may mean a new approach to financing companies and to its lending offer. The bank has not yet disclosed specific products or the terms on which they would be offered.

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