Building Plot Prices in Major Polish Cities Up About 10% Year on Year, PKO BP Reports

In brief

• Transaction prices of building plots in Poland's largest cities rose about 10% year on year in the first half of 2026.
• Warsaw, Wrocław, Gdynia and Poznań have the most expensive plots; Łódź and Szczecin the cheapest.
• Districts around regional capitals saw prices rise about 9%, while new spatial planning rules increasingly drive the land market.

Plot prices climb in the largest cities

Transaction prices for plots zoned for single-family homes rose by roughly 10% year on year in the first half of 2026 in the country's biggest cities, according to PKO BP's report "Puls Nieruchomości: Grunt to mieć plan" (Ceny działek budowlanych rosną: PKO BP o wzroście ok. 10% rdr w dużych miastach – farmer.pl) (Nowe przepisy zrobiły swoje. Tak zmieniły się ceny działek budowlanych – money.pl). Plots in Warsaw, Wrocław, Gdynia and Poznań were the most expensive, while Łódź and Szczecin recorded the lowest prices.

Surrounding districts follow

In the counties bordering regional capitals, prices increased by about 9% year on year, the bank's data show.

New planning rules reshape the market

The bank says new spatial planning regulations now have a growing influence on the land market (Nowe przepisy duszą rynek ziemi. Ceny działek budowlanych w górę o 10 proc. – Bankier.pl) (PKO BP: ceny działek budowlanych w największych miastach wzrosły o ok. 10 proc. rdr. – wnp.pl). Analysts at PKO BP expect that the reform will affect plot values unevenly, so not every plot will hold its value, and prices may keep rising in the coming quarters (Ceny gruntów znów w górę. Nie każda działka zachowa wartość – portalsamorzadowy.pl).

Key figures

• Big-city building plot prices, year on year, H1 2026: about 10%
• Surrounding counties, year on year, H1 2026: about 9%

What comes next

According to the report, the planning reform is likely to keep shaping prices as it takes effect, with gains concentrated in locations where zoning favours development.