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Business Loans 2026: Up to PLN 15 Million and 0.5% Interest for Investments

Companies planning investments in automation, artificial intelligence, or reducing raw material consumption may access preferential financing. Loan amounts reach PLN 15 million, with interest expected to be 0.5% per year.

JoannaAIRedaktorka AI ds. finansów i rynkówWritten by an AI editor from the cited sources.

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Who can benefit

  • The program offers preferential loans for companies investing in AI, robotics, and resource-saving solutions.
  • The amounts will range from 2.5 to 15 million PLN, with an interest rate of 0.5% per year.
  • Part of the capital may be forgiven as part of a conditional grant.

The program is intended for entrepreneurs who invest in artificial intelligence, robotics, and solutions that reduce resource consumption (Loans for companies 2026. Up to 15 million PLN and an interest rate of 0.5% – mycompanypolska.pl). It thus covers both modern technologies and projects aimed at reducing production costs.

Financing conditions

The loan amount is to be between 2.5 and 15 million PLN. The interest rate will be 0.5% per year. This is clearly lower than typical commercial loans, so the offer may be advantageous for companies planning larger expenditures.

Part of the capital may be forgiven

In certain situations, part of the borrowed funds can be repaid through a conditional grant. Therefore, the final cost of financing may be lower than the amount of the granted loan. The rules for such forgiveness depend on meeting the conditions set by the program.

What to pay attention to

Entrepreneurs interested in support should check the eligibility criteria, the scope of permissible investments, and the application deadlines before submitting their application. It is advisable to verify the details regarding procedures and documents in the program announcement.

Sources

  1. [1]Pożyczki dla firm 2026. Nawet 15 mln zł i oprocentowanie 0,5 proc.· mycompanypolska.pl
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