In Brief

• Preferential loans are available for companies investing in AI and robotics.
• The maximum loan amount is 15 million PLN, with an interest rate of 0.5% per year.
• In some cases, part of the capital can be forgiven through a conditional grant.
• The funds are intended for SMEs modernizing production.

Eligible Areas for Support

Preferential funds are designated for entities intending to invest in technologies such as artificial intelligence, robotics, and solutions aimed at reducing resource consumption (Loans for Companies 2026. Up to 15 million PLN and an interest rate of 0.5% – mycompanypolska.pl). This program aims to support the modernization of production processes and the implementation of modern solutions in enterprises.

Financing Conditions and Amount of Funds

Possible loans can range from 2.5 to 15 million PLN. The interest rate is set at 0.5% per year, which is a significant distinction from standard investment loan conditions.

Possibility of Forgiving Part of the Capital

There is a possibility of forgiving part of the acquired funds in selected cases, which is implemented through a conditional grant. The final cost of financing will therefore depend not only on the interest rate but also on meeting specific program conditions.

Tips for Investors

Small and medium-sized enterprises intending to introduce production automation or implement systems based on artificial intelligence can take advantage of the low interest rate to finance these ventures. Before submitting an application, it is necessary to check whether the intended actions fall within the catalogs supported by the program and what documents will be required.